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Jul 28th, 2016

Three kinds of insurance you need while playing Pokemon Go

Pay Attention
You still need to be aware of your surroundings when hunting down Pokémon, but if you do wander into the street and get hit by a car, the driver's auto policy could be on the hook for your injuries. (Photo: iStock)

2. Motor vehicle-related incidents

Hit while running down a Rotom? Depending on who’s at fault (and local statutes), you may be able to file a claim against the driver’s auto liability insurance policy.

Almost all states require that vehicle owners and drivers carry liability insurance to cover personal injuries to third parties. Or your own uninsured/underinsured motorists coverage may pick up the tab if not.

ID Theft


Have fun playing Pokémon Go, but keep in mind your data could be stolen. If so, your homeowners' or renters' policy will likely cover identity theft. (Photo: iStock)

Identity theft and cyber crime

Sure, the game’s called Pokémon Go, but it’s really your data that’s in play.

If thieves make off with your information, many insurers will cover identity theft, either as part of a homeowners' or renters' policy or as a stand-alone policy. Identity theft insurance reimburses victims for the cost of restoring their identity and repairing credit reports and related expenses.

Your Skin Looks Bad


People playing Pokemon Go at Indiana University's Showalter fountain

With people tripping and falling, I should have thrown health insurance on the list (maybe even life insurance). The game is immensely popular and we want you to enjoy the game and be safe doing it. If something happens, make sure you are prepared and have the correct insurance. You don't want to compound an accident with a hit to your bank account.

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We are an independent agency providing for all your insurance needs in one place. Our personnel brings over 84 years of combined experience to help you improve your insurance situations and fulfill your needs.
We are a member of the PROES Business Group. This association is a family of companies providing multiple avenues to make your life better. It brings business partners with the right background, experience and expertise to help you with your needs.
Each agent, servicing representative and owner’s philosophy is to combine quality, price, experience and service in every facet of your insurance purchasing experience. We strive to build long term relationships by meeting the needs of our clients.
The various backgrounds of our people help assure we can relate to your situation. Our goal is to help you have the right coverage, at the right price and be satisfied at the most important time – when you have a claim. We understand you are not buying insurance: you are buying piece of mind to protect yourself, your business and your family.