Benefits to include in your program

Medical Insurance

Whether you have 2 employees or 100+, you can offer health insurance to your employees. Employees recieve the health insurance at a discounted rate and the employer may qualify for additional tax benefits.
Medical insurance usually includes preventative care, hospitalizations, prescription drugs, and often extends to mental health and alternative treatments. The specific coverage details vary between plans, but generally aim to provide comprehensive medical care at a lower cost to members compared to individual plans.

Dental Insurance

Group dental insurance typically covers preventative care like exams, cleanings, and X-rays, as well as some basic and major restorative services like fillings, root canals, and crowns. The specific coverage and cost-sharing (like deductibles and coinsurance) vary by plan.

Vision Insurance

Group vision insurance typically covers routine eye exams, prescription eyewear (glasses and contact lenses), and in some cases, even advanced vision care like laser eye surgery discounts. It's a common employer-sponsored benefit designed to make eye care more affordable for employees.

Life Insurance

Group life insurance provides a death benefit to designated beneficiaries upon the insured's death. This benefit can help cover expenses like funeral costs, outstanding debts, and mortgage payments, offering financial support to the family.
Group life insurance offers several advantages, primarily cost-effectiveness and simplified enrollment. It's often more affordable than individual policies, and enrollment is usually automatic for eligible employees, often without the need for a medical exam.

Disability Insurance

Group disability insurance, offered through employers or other organizations, provides financial support to individuals who become unable to work due to a covered disability, typically replacing a portion of their income. It usually covers a percentage of the employee's pre-disability income, often up to 60%, to a specified maximum.

Workers' Compensation

Group workers' compensation insurance covers medical expenses, lost wages, and other benefits for employees injured or ill due to work-related causes, as well as protecting businesses from financial losses resulting from such injuries. This insurance helps to provide medical care, rehabilitation, and financial support to employees.